Rental Insurance Protects You Where Landlord Insurance Coverage Ends

We offer the best renter insurance protection, because we work with many of the largest, most respected insurance companies in the nation. Compare rental insurance quotes using our simple online form and find cheap renters insurance coverage fast!

Why You Need Rental Property Insurance

Less than half of the renters in the United States have rental home insurance. This is quite alarming considering renters are 50 percent more likely to be victims of burglary. A standard policy will protect you from damage to your home, provide you with liability protection in case someone is injured on your property, and it will replace any valuables that are damaged or stolen. Property managers can also get coverage for their tenants to add value to anyone looking to move into their home, condo or apartment complex.

Coverage Options

When you select a policy, you will have the option to set your coverage limits, and you will also be asked to choose between actual cash value coverage or replacement cost coverage. An actual cash value policy will replace your belongings in full at the current market price. A replacement cost policy will replace your items, but at their depreciated value.

What Does Rental Insurance Cover?

• Replacement of Valuables
• Smoke and Fire Damage
• Vandalism and Theft
• Storm Damage
• Electrical Damage
• Water Damage from Utilities
• Liability Lawsuit Protection
• And Much More!

Flood insurance, earthquake insurance, and hurricane insurance are not covered. Talk with your insurance agent about adding specific policy coverage if you are in an area prone to natural disasters.